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Tag Archives: Finance

Financiers are not just “greedy bankers”

I would hazard a guess that most people have heard the refrain “greedy bankers” to denigrate the wealthy individuals who work in the financial sector. However, how many are actually aware of what these people do, and what role does investment banking actually play in the economy? Not ‘just’ greedy …

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How #Brexit would benefit the UK’s finance sector

Ever since the results of the United Kingdom’s referendum on EU membership was finalised, much has been made (particularly in the City) of the impact on the UK’s financial sector. Indeed, I myself held a similar opinion: Regulatory Passporting: The killer argument against Brexit. Much of the UK’s success in the …

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Save with Green Wheels

Consumers are getting used to making greener choices for the home, with 80 per cent of the British public saying that they factor in “greenness” when weighing up brands. However, the nation’s car buying habits are distinctly lacking when it comes to more eco-conscious cars. One online reverse auction website, …

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How to: play your cards right with the dealer

If you have decided that you want to step into a brand new car with its unique new smell, pristine bodywork and interior and only a few delivery miles on the clock, you have several sources – a dealer, importing or a car broker. And at none of these should …

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How to: find the right car finance

It may be that you are a City whizz-kid with a nice fat annual bonus with which to buy a car. You may be of sufficient means to dip into your bank account, or you may have had the foresight to save up the many thousands needed. But for most …

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Where there’s a will, there’s a way

Nobody likes to think of the inevitable, which is probably why so many people have not made a last will and testament. Making a will is probably one of the most important things you could ever do for your family or co-habiting partner. Almost half of our retired population die …

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Foggy on your finances?

Do you frequently tuck unopened bank statements away in a drawer? Do you refuse to get a receipt from the ATM when withdrawing cash because you don’t want to see the cold reality of what your bank balance really is? Or are you scared to look at your credit card …

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Credit crunch: is it all bad news?

As we find our way out of the other side of a major recession, things may look bad. Our house prices have dropped, shares rates have fallen and finding a new job remains a tall order for those of us made redundant. But as a wise person once said, every …

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Starting university: Money tips for parents

Your child isn’t a baby any longer; he or she has packed a pot noodle and a selection of too large hoodies in anticipation of their very first forays in to the Big Wide World. AKA University. But just because they’re moving in to halls doesn’t mean they won’t need …

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Taking early retirement: what you need to know

Although research shows that, surprisingly, most people are actually quite happy in their jobs that doesn’t mean that given half a chance many of us wouldn’t take an early retirement. But leaving work before ‘official’ retirement age isn’t as simple as packing up your desk and heading for the golf …

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The true cost of parenting

There’s nothing in the world more joyful than the news that you’re expecting the pitter patter of tiny feet. But the fact that bringing up a child to the age of 21 now costs £194,000 – a rise of £14,000 in just three years – is enough to take the …

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Do I really need a pension

There are lots of excuses to not start putting money in a pension: you’ve got years to do it in, you’ll probably downsize and make a profit from property, the lottery has to turn your way soon… Sadly there’s no valid reason, besides already having a fortune tucked away somewhere …

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How to: make money with a weak pound

The price of holidaying abroad hasn’t been the only reason thousands of us have chosen to sit tight at home instead of taking our usual Med break this year.  An extraordinarily weak pound has meant that even the essentials can cost holidaymakers dearly whilst abroad. Now that the Bank of …

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The simple guide to investing ethically

With a growth from £1.6bn to £7bn in the ten years between 1997 and 2007, ethical investments are on a steep rise.  And with an increasing interest in climate change and the world around us it’s really no surprise that everyone from City bigwigs to those with just a few …

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The Modern Hunter-Gatherer

Cap•i•tal•ism ˈkapədlˌizəm/ noun “an economic and political system in which a country’s trade and industry are controlled by private owners for profit, rather than by the state.” It is quite possible that we are experiencing the point in history wherein ignorance has reached critical mass. Personal accountability is at an …

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